No penalty and no damages for excess flaps speed limit and gear ????

[lkn]

Thanks Dan u said "IF it's not present FsP use default 250kts wich should do the job with a
great majority of commercial aircraft."

but what about the Baron 58 and others small aircrafts,how can i be penalized if i don't respect the speed limit (flaps and gear ) and get
damages ?
Lkn